Mortgage Calculator

Mortgage Calculator Use this mortgage calculator to find loan payment.
		Powered by Mortgage Rates Widget
Mortgage Calculator provides a variety of free calculators to assist you in researching, planning and obtaining a mortgage as well as learning more about your existing mortgage. By using our free mortgage calculator you can calculate your monthly mortgage payments, interest rates, pay-off dates and amortization schedule, in addition to a number of other variables about mortgages such as finding the best rates. All of our payment calculators are designed to make it easier for you to understand mortgages and help you make important decisions about your finances. We know that mortgages can be confusing and intimidating, which is why we have developed a comprehensive range of free mortgage calculator tools to help you out along the way. This is the easy way to determine how much your mortgage repayment budget needs to be.

 

Debt Ratio Calculator

You can use this debt ratio calculator to figure out if you might be at risk of being denied a loan.  In general, lenders apply certain rules when evaluating someone that has applied for credit.  In the mortgage industry, they use a rule of 32, which states that the total of all your monthly debt payments cannot exceed 32% of your monthly income.  When debt ratios approach 40%, the chances of being denied credit or a loan are high.

Calculator Definitions

The variables used in our online calculator are defined in detail below, including how to interpret the results.
Sources of Income:
  Additional Resources

    Credit Card Payoff Calculator
    Family Budget Calculator
    Debt Ratio Calculator
    Debt Reduction Calculator
    Lump Sum Debt Reduction Calculator

In this section of the calculator, you are going to list your monthly sources of after tax income.
Monthly Income After Taxes ($ / Month)

This is your monthly household income after taxes.  This monthly figure would include income from all sources, including the income from a spouse or partner.
Other Monthly Income ($ / Month)

If you have any other reliable source of monthly income, then list it here.  Keep in mind this value needs to be stated on an after-tax basis.
Monthly Debt Payments:

In this next section of the calculator, you are going to enter all of your monthly debt payments, including installment loans and personal loans.
Mortgage Payment ($ / Month)

This is the monthly mortgage payment you make each month, including the payment of any property taxes.
Monthly Rent ($ / Month)

If you don't own a home and you are paying rent each month, then enter that amount here.
Car Loans / Lease Payments ($ / Month)

This is the total of all the car loans or car lease payments you make each month.
Personal Loans ($ / Month)

If you have any personal loans, then enter your monthly payment on those loans here.
Credit Cards Minimums ($ / Month)

If you are making minimum payments on a credit card, then enter that amount here because this type of arrangement is similar to a loan.  If you're paying off the balance on your credit card each month, then you would not enter that amount here.
Student Loans ($ / Month)

Enter your monthly student loan payments, if any, in this section of the calculator.



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Missing Loan Term Calculator

If you know any 3 of a loan's 4 terms (principal, interest rate, payments remaining, and payment amount), this calculator will help you to find the missing term. For example, if you know the interest rate, the payments remaining, and the payment amount, this calculator will compute the current payoff amount of the loan. All results should be interpreted as close approximations (testing to date has shown results to be accurate within .002% of the actual).

Enter the 3 known loan terms in the appropiate entry fields and click on "Compute." Note that when trying to find the interest rate, please select a "guess" from the pull-down menu by the same name. The closer your guess is to the actual interest rate, the faster the calculator will arrive at a result. If you don't select a "guess" the calculator automatically starts out at a 10% guess and works up or down until it finds a close approximation. If it turns out the actual rate is 19.95% it could take the calculator as many 56,000 iterations to find the answer. On the other hand if you had "guessed" 19% the calculator's iterations will be reduced significantly.



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Rate Comparison Calculator

Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy! This calculator can also show you how deposits at the start of each month, compared to the end of the month, can impact your savings balance.
This Financial Calculator requires a Browser with Java Support

This calculator is intended for informational purposes only and is not intended to provide today’s actual rates.
Your actual results may vary.



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Interest Only Loan Calculator

You can use this interest-only loan calculator to figure out your monthly payments, if you decide to take out an interest-only loan.  Although this type of loan is more common with mortgages, consumers can find lenders willing to write these kinds of loans to meet a variety of financing needs.

The total loan amount is the net amount financed with the lending institution.  This value is used as the basis for all subsequent monthly loan payment calculations.
Annual Interest Rate (%)

This is the annual interest rate on the personal loan.  This is not the APR, which takes into account other costs associated with the loan.
Term of the Loan (Years)

This is the original term or length of the personal loan, stated in years.  The most common terms for personal loans range from 3 to 10 years, however there may be certain restrictions when it comes to interest-only loans.
Monthly Payment ($ / Month)

This is the monthly payment necessary to repay the loan over its lifetime.
Interest Only Payment ($ / Month)

This is the monthly payment that is necessary for an interest-only loan.  With this type of loan, the principal balance never declines, and is payable at the end of the loan's term.
Monthly Savings ($ / Month)

This is how much money you can save on your monthly payment by taking out an interest-only loan.
Total Savings on Monthly Payments ($)

This is how much you can save on your monthly payments over the term of the loan by making interest-only payments.  Keep in mind that since the principal balance never declines, the total loan balance would also be payable at the end of this loan's term.

On the one hand, interest-only loans allow you to save money on your monthly payments.  However, your total interest paid will be higher than a standard loan because the loan's principal never declines.



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

How Much Can I Borrow?

You will never be afraid to borrow money through a home loan again if you use this online loan calculator. In a matter of seconds, this can show you the maximum home loan amount that you can borrow and how much your monthly repayment will be based on the data that you have keyed in.

You may enter your fortnightly, weekly, monthly and annual net salary on the specified fields above. You can also specify if you are calculating based on a joint income and how much of your income you are willing to allocate for a home loan deal.

Once you have done that, you may type in your expense details such as annual expenses, monthly car loan repayments, monthly credit card payment rates and other expenses that can be optimised through various time frames.

After which, you can then enter the specifics of your home loan deal such as its interest rate and payment term. You may also input your desired interest rate buffer.

If you have entered all of this information, this calculator will show your maximum home loan deal and monthly repayment in numeral and graph form. However, its results should only be used as a guide and not as a quote or pre-qualification for a loan. For this, you may want to consult one of eChoice’s home loan consultants today.



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Should I Pay Down or Invest Calculator

This form allows you to compare what would happen if you took one of two choices with some extra cash you have -- prepaying your mortgage each month, or investing it instead. This tries to take into account your tax situation and assumes you always itemize (even late into your mortgage when your interest will be lower -- I am assuming you give to charities, and pay state and local taxes too!!)



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

How Much Does That Loan Really Cost?

Calculate your payment and more    
   

Before taking that additional loan and adding to your debt, it's a good idea to know how much this loan will really cost you

How do I get more personalized results?
Looking for more personalized rates? First compare rates in your area, then return to our loan payment and amortization calculator.



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

ARM or Fixed Rate Mortgage Calculator

Before choosing a mortgage, you need to understand the differences between mortgage types: fixed rate mortgages, adjustable rate mortgages, and interest-only mortgages, to name a few.
Fixed Rate Mortgages

With a fixed rate mortgage, the interest rate and the amount you pay each month remain the same over the entire mortgage term, traditionally 15 or 30 years. You can use Nolo's fixed rate mortgage calculator to figure out your payment. Lenders may also offer variations on fixed rate mortgages, including five- and seven-year fixed rate loans with balloon payments at the end. (Nolo also offers a balloon payment calculator.)
Adjustable Rate Mortgages (ARMs)

With an adjustable rate mortgage (ARM), the interest rate fluctuates according to the interest rates in the economy. Initial interest rates of ARMs are typically offered at a discounted ("teaser") rate that's lower than the rate for fixed rate mortgages. Over time, when initial discounts are filtered out, ARM rates will fluctuate as general interest rates go up and down.

Different ARMs are tied to different financial indexes, some of which fluctuate up or down more quickly than others. To avoid constant and drastic changes, ARMs typically regulate (cap) how much and how often the interest rate and/or payments can change in a year and over the life of the loan. Use Nolo's adjustable rate mortgage calculator to figure out your payment.

Over the years, a number of variations have been made available for adjustable rate mortgages, including hybrids that change from a fixed to an adjustable rate after a period of years, or "option ARMs" that allow you to choose, on a monthly basis, whether to pay a minimum amount, an interest-only amount, an ordinary principal plus interest amount, or an accelerated payment amount. However, with the recent credit crisis, many of these variants have disappeared -- especially for the very people who desire them most, those with low income and assets.
Interest-Only Loans

During the real estate boom years of the late 1990s and early 2000s, "interest-only" loans became a popular option. These allowed the borrower to pay only the interest amount each month -- not any principal -- for the first several years of the loan. The advantage, of course, was that these loans lowered the homebuyer's initial monthly payments significantly, allowing someone to afford more house. But a lot of people got themselves into trouble with these loans. Eventually, the borrower must pay off the loan balance. The shift in monthly payments can be a shocker -- and refinancing becomes impossible if the house has gone down in value such that it's worth less than the amount owed on it. Interest-only loans are virtually unavailable now, and you'd be wise to avoid them anyway.



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Purchase Money Mortgage Balance

A purchase-money mortgage is a note secured by a mortgage or deed of trust given by a buyer, as borrower, to a seller, as lender, as part of the purchase price of the real estate. It is a method of financing a home in which buyer borrows from the seller instead of, or in addition to, a bank. It is sometimes used when a buyer cannot qualify for a bank loan for the full amount. It may also be referred to as seller financing or owner financing.

There are generally two types of purchase money mortgages: (1) a mortgage given by the buyer of property to the seller to secure the balance of the purchase price ("seller take-back" loans) and secured by the property being sold (i.e., not by some other property); or, (2) A "third party" purchase money mortgage, given by lender to secure a loan which was used to pay all or part of the purchase price on the dwelling occupied totally, or in part, by purchaser. A purchase money mortgage involves the owner's/borrowers's risk of losing the property and the foreclosure's impact on the owner's credit.



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Interest Only or Principle and Interest Mortgage

Decide if an ARM loan fits your financial needs with this adjustable mortgage payment calculator

Do you wonder how much your monthly mortgage payments would be with an adjustable rate mortgage (ARM) loan? Use this adjustable mortgage loan calculator to help you decide if an ARM loan is the right financing choice for your situation. Depending on your terms, an ARM loan could help you pay less on what you borrow in the long run, with lower interest rates at the beginning of your loan.

Estimate your total monthly payments with this easy-to-use adjustable mortgage calculator. Simply fill out the fields below and find out if an adjustable rate mortgage loan is the financing solution that will work best for your budget.
How much will you pay with an adjustable rate mortgage?

An adjustable rate mortgage (ARM) typically offers lower interest rates than other mortgage loans up front. ARM loans have set adjustment periods during which your interest rate may increase or decrease based on market conditions. However, rate caps are put in place to ensure your ARM interest rate can never increase by more than a certain amount. Use this calculator to find out how much you will pay each month with an adjustable rate mortgage.



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Adjustable Rate Mortgage Calculator

Calculate your adjustable mortgage payment
Adjustable-rate mortgages can provide attractive interest rates, but your payment is not fixed. This adjustable-rate mortgage calculator helps you to approximate your possible adjustable mortgage payments.

Adjustable Rate Mortgage (ARM)
This calculator shows a fully amortizing ARM which is the most common type of ARM. The monthly payment is calculated to payoff the entire mortgage balance at the end of the term. The term is typically 30 years. After any fixed interest rate period has passed, the interest rate and payment adjusts at the frequency specified. A Fully Amortizing ARM will also have a maximum rate that it will not exceed. Below is a list of the most common types of Fully Amortizing ARMs.

Common Adjustable Rate Mortgages
ARM Type    Months Fixed
10/1 ARM    Fixed for 120 months, adjusts annually for the remaining term of the loan.
7/1 ARM    Fixed for 84 months, adjusts annually for the remaining term of the loan.
5/1 ARM    Fixed for 60 months, adjusts annually for the remaining term of the loan.
3/1 ARM    Fixed for 36 months, adjusts annually for the remaining term of the loan.



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Mortgage Tax Savings Calculator

This calculator will help you to estimate the tax savings that you will realize due to the deductable interest and property tax payments you will make on your mortgage.


Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Bi Weekly Mortgage Calculator

This calculator will show you how much you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month. In effect, you will be making one extra mortgage payment per year -- without hardly noticing the additional cash outflow. But, as you're about to discover, you will certainly notice the "increased" cash flow that will occur when you pay your mortgage off way ahead of schedule!


Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Mortgage Term Comparison

Determining which mortgage provides you with the best value is more than simply comparing monthly payments. Use this Mortgage Comparison Calculator to sort through the monthly payments, fees and other costs associated with getting a new mortgage. Comparing these important variables side by side will help you pick the mortgage that works best for you. If you want help, advice and access to over 40 financial institutions that offer mortgages, contact the Averbach Mortgage Team and let us shop for the best deals for you!



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Mortgage Payment Breakdown

There are borrowers out there who go years paying their mortgage and are not even aware as to what their monthly mortgage payments consist of. Well the truth is there are really four main components that make are included in your mortgage payments. The four main components consist of principle, interest, taxes, and insurance (PITI). whether or not you pay this on the side, or its included in the mortgage payment, will depend on the type of mortgage loan you have acquired.

Below explained is the definition of pronciple, interest, taxes, and insurance:

Principle: Actual amount loaned to the borrower. This portion included in your monthly payments is dedicated to repaying the mortgage back and building equity in your home. Many loans will start out as interest only, and later in the upcoming years the mortgage will include principle payments as well.

Interest: Since the lender is taking a risk loaning the borrower a large sum of cash, interest must be added to the loan. This will have a direct impact on the amount of money you have to spend each month. If you have a high interest rate expect to have a high monthly payment as well. Also this will impact your overall total payment at the end of the loans term.

Taxes: There are two tax installments due by the borrower each year, usually on November 1st and february 1st. If the borrower did not come up with twenty percent down on their home they will have their mortgage taxes included in their monthly payments. This part of your mortgage payment does not go to your lender. It is actually given to the government and used for public services such as schooling, police department, fire department, road construction, etc. Tax rates may vary depending on the location of the property or the value of the home.

Mortgage Balance Calculator

This Mortgage Balance Calculator is an online tool specially programmed to calculate How much total mortgage balance amount and monthly repayment you have to payoff your mortgage in time. This is a valuable tool that can assist you to reach your financial goals, especially if your goals include repaying your loans early

Mortgage Balance is the amount due and owing to satisfy the payoff of the underlying obligation. Performing your own calculations to verify your mortgage loan balance repayment report called as validating your loan balance. The reason you need a mortgage balance payment report is because it will make it easier for you to identify any errors

When a Mortgage Borrower wants to know How much Mortgage Loan Balance he has to make repayments, this Mortgage Balance Calculator is used to calculate Monthly Repayments and Total Loan Balance Repayment Calculations that you will have to make a repay for payoff your mortgage loan. By using this calculations, you can plan your financial position, tracking errors on statements and payoff your mortgage in the desired time period



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Mortgage Rate Comparison Calculator

This calculator will help you to compare monthly payments and interest costs of home mortgages at up to five interest rates simultaneously.
Enter the mortgage principal amount and the length of the mortgage in years. Then, either enter a starting interest rate and select the percentage to increment the comparison rates, or enter a rate for each of the five "Interest Rate" fields.



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Mortgage Payoff Calculator

This calculator will show you the additional monthly payment you will need to make on your current mortgage in order to pay it off within a specified number of years. It will also show you how much interest you will save if you make the calculated additional payment each month, from now until your mortgage is paid off.
Note: When entering your current monthly mortgage payment amount, be sure to enter only the principal and interest portion of your payment.


Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Free Desktop Mortgage Calculator

Download the free mortgage calculator today. We offer 2 convenient options:

    Mortgage Calculator .exe file - click the link and immediately run the mortgage calculator. This is the best option if you are in a rush and/or only plan on using the calculator today.
    Mortgage Calculator .zip file - download the zip file, extract it, and install it on your computer. This is the best option if you plan on using the calculator many times over the coming days, weeks, and months.



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Mortgage Prepayment Calculator

Who This Calculator is For: Borrowers who want an amortization schedule, or want to know when their loan will pay off, and how much interest they will save, if they make extra voluntary payments in addition to their required monthly payment.

What This Calculator Does:This calculator provides amortization schedules for mortgages, with or without additional payments. If additional payments are made, interest savings and reduction in length of loan are calculated.


Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Mortgage Payment Table Calculator

This calculator is for illustrative purposes only. We do not guarantee that calculations are accurate. Always consult your accountant or a professional advisor before making personal financial decisions.


Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Mortgage Interest Deductible Calculator

Congress is still debating whether to reduce the highly prized mortgage interest deduction which every realtor will tell you saves you a ton of money. The reality is that for many people with loan balances smaller than $200,000 this will really not effect them very much. People have an inflated perception on how much they are saving from the deduction. In 2006 the standard deduction for a married couple has grown to $10,300 which is more than many middle income households pay in interest and property tax per year. This calculator calculates how much federal income tax you save now from your itemized deductions (mortgage interest, property tax, charitable contributions, etc.) compared with the standard deduction.


Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Mortgage Prepayment Reduction Calculator

This form allows you to see how prepaying your mortgage reduces the length of your mortgage by putting in the current values for your loan. If you know your current principal balance and principal/interest payment, enter then in fields A1 and A2. Otherwise enter the three values for your loan in B1, B2 and B3. (Original Loan Amount, Month of First Payment, Length of Loan).



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Mortgage Payment Calculator

Monthly Mortgage Payment Calculator with Taxes and Insurance
Use this calculator to determine your monthly payment amount. Estimate your taxes, interest, and insurance so that these amounts will be included in the mortgage payment calculation. Enter amounts in the fields below and the calculator will give you your monthly payment amount!


Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Convertible Balloon Mortgage Calculator

Convertible Mortgage Balloon Calculator

5/25 and 7/23 convertible balloon mortgages are growing in popularity since they provide lower rates than conventional 30 year mortgages while still giving a fixed payment schedule for 5 or more years. The risk, of course, is what happens after the initial fixed period is over and you have the possibility of converting your loan. This mortgage calculator is designed to try to answer those questions.


Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Blended Rate Calculator

Find the effective interest rate of multiple mortgage loans at the same time. Note that the blended interest rate value is for the current time period with current balances only! As the balances change the effective interest rates will change.  To determine the average loan rate over the entire mortgage or loan term use this.

Note that this blended rate is correct only if all the loans are paid off over the same period of time. For loans of different lengths/terms, use this.


Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.

Prepayment or Invest Calculator

Pay Down Mortgage or Invest Calculator

This calculator allows you to compares between prepaying your mortgage each month, or investing it. This tries to take into account your tax situation and assumes you always itemize even late into your mortgage when your interest will be lower.



Mortgage Payment Calculators

Should you prepay your mortgage or invest your money?
Figure out your mortgage balance and blended rate up to 5 loans.
Just a very simple mortgage calculator.
Another simple mortgage calculator.
Previously popular convertible balloon mortgage payment calculator.
How much your payments will be with taxes and insurance.
See how prepaying will reduce the length of your mortgage.
How will prepaying your mortgage change your loan?
Will interest deducation really save you money?
Create a payment table based on your mortgage rate.
See how pre payment will reduce your monthly payments.
Download this free mortgage calculator to your computer.
How long will it take to payoff your loan?
Compare different mortgage payments based on the rate.
Calculate the mortgage balance with little information.
See how your mortgage payments breakdown.
Compare a mortgage based on the terms.
See your payments if you paid bi weekly.
Another biweekly mortgage calculator.
Bi weekly mortgage calculator with different results
Version 4 of our biweekly mortgage calculator
Bi weekly mortgage with different scenarios
Estimate your tax savings from your mortgage.
What will your ARM payments be?
Should you opt for an interest only or principle?
Estimate the mortgage balance owed at the end of the initial payment term
Compare a fixed rate mortgage with both full amortizing and interest-only ARM
Another ARM vs fixed mortgage calculator
What your mortgage really costs.
Making a case for investment versus paying down your mortgage.
What is the maximum you should borrow?
Calculate your payments based on this type of loan.
Compare different amounts based on your mortgage rate.
Figure out which variable is missing.
How much debt should you can have before getting a mortgage.